Survivor's Insurance payments are paid to which groups?

Survivor's Insurance payments are paid to which groups?

• A. Surviving minor children only
• B. Surviving minor children and their surviving parent, and dependent parents
• C. Surviving spouse only
• D. All family members of the deceased worker

Answer: (C)

Survivor benefits are meant to provide ongoing income after a worker’s death to those who depended on them. In this particular Survivor’s Insurance arrangement, the payments are made to the surviving spouse because the plan targets sustaining the household’s income through the spouse who remains as the primary recipient in the family. The design focuses on supporting the spouse to manage living expenses and housing without the deceased worker’s earnings. While other programs or rules in different contexts may extend benefits to minor children or dependent parents, this specific setup designates the surviving spouse as the recipient, making that the best answer.

Survivor benefits are meant to provide ongoing income after a worker’s death to those who depended on them. In this particular Survivor’s Insurance arrangement, the payments are made to the surviving spouse because the plan targets sustaining the household’s income through the spouse who remains as the primary recipient in the family. The design focuses on supporting the spouse to manage living expenses and housing without the deceased worker’s earnings. While other programs or rules in different contexts may extend benefits to minor children or dependent parents, this specific setup designates the surviving spouse as the recipient, making that the best answer.