Disability Insurance is paid to whom?

Disability Insurance is paid to whom?

• A. Healthy adults
• B. Disabled adults who are unable to work
• C. Unemployed adults
• D. Minors with disabilities

Answer: (B)

Disability Insurance provides income when a person has a medically verifiable disability that prevents them from performing substantial work. It is meant for individuals who have contributed to the insurance through employment and who cannot work due to their disability. Healthy adults or those who are unemployed but capable of working do not qualify, and minors with disabilities rely on other supports rather than Disability Insurance. Therefore, the benefits are paid to disabled adults who are unable to work.

Disability Insurance provides income when a person has a medically verifiable disability that prevents them from performing substantial work. It is meant for individuals who have contributed to the insurance through employment and who cannot work due to their disability. Healthy adults or those who are unemployed but capable of working do not qualify, and minors with disabilities rely on other supports rather than Disability Insurance. Therefore, the benefits are paid to disabled adults who are unable to work.