Disability coverage under Social Security is provided by which program?

Disability coverage under Social Security is provided by which program?

• A. Disability Insurance
• B. Survivors Insurance
• C. Unemployment Insurance
• D. Health Insurance

Answer: (A)

Disability coverage under Social Security is provided by Disability Insurance, specifically Social Security Disability Insurance (SSDI). This program offers cash benefits to workers who have paid into Social Security and who become disabled, meeting medical and work-credits requirements. It’s funded through payroll taxes and is distinct from other Social Security elements like Survivor Benefits (for families of a deceased worker), Unemployment Insurance (a separate state program for jobless benefits), and Health Insurance (Medicare/Medicaid), which are not the disability coverage in question. So the correct choice is Disability Insurance.

Disability coverage under Social Security is provided by Disability Insurance, specifically Social Security Disability Insurance (SSDI). This program offers cash benefits to workers who have paid into Social Security and who become disabled, meeting medical and work-credits requirements. It’s funded through payroll taxes and is distinct from other Social Security elements like Survivor Benefits (for families of a deceased worker), Unemployment Insurance (a separate state program for jobless benefits), and Health Insurance (Medicare/Medicaid), which are not the disability coverage in question. So the correct choice is Disability Insurance.